How to receive credit card payments in Nigeria

In Nigeria, there is a lot you can do with the internet and more especially if you have a website for selling stuff. Selling online is one relatively stable way to make money online and if you are intent on doing so, receiving credit card payments will give a boost to your online business.

Credit card holders are on the rise
Nowadays, having a credit card issued from a Nigerian bank is relatively easy and even most ATM cards issued to bank customers are getting branded with the Visa and Mastercard logo and so it means that more people in Nigeria are getting empowered to be able to shop online. So if you are into internet business, there has never been a better time than now to get buyers, even from Nigeria's cyberspace as they can now buy online using their Visa or Mastercard.

Being an Internet merchant in Nigeria
The problem most internet merchants have in selling online is how to do credit card processing. It is quite easy to have a god business idea, set up a website, provide a good or service but the final issue is what online payment platform to use. How do people buy from your website?

Being able to offer credit card payment options to your buyers has its advantage such as allowing you to get buyers from all over the world and in millions of cities where credit cards are being used so while other local payment services may be good for the people, I somehow think that by having a third party credit card processor would actually be much better and affordable to your business. How do you set that up?

Well this blog post is meant to address just that - To help you receive credit card payments on your website

In order to be able to do this, you may:
- Get a US merchant account or
- Get an AlertPay account

I would prefer going through the second option because an AlertPay account offers a lot more and considering your location, costs of local payment processors, growing number of Visa and Mastercard holders in Nigeria, it is much more affordable and effective. You can see the fees for Alertpay here.

What can AlertPay do for you?
Alertpay is an online payment processor that allows members to send and receive money online in seconds and also allows businesses to receive credit card payments on their website. One you have a business account set up, you can choose the option of receiving credit card payments and even activate Instant Payment Notification if you intend fulfilling customer orders immediately and update your inventory and records.

Getting an AlertPay business Account
In order to sell online and also be able to receive credit card payments with Alertpay, you need to go to Alertpay.com and:

1. Open an AlertPay Business account.
2. Provide information on your business (industry, business URL, customer support contact information, etc...).
3. Associate a different email with each business and start getting paid!

You may also open a simple personal account and migrate to business later on if you intend selling online.

Note that in order to be able to receive credit card payments on your website, you will need to activate it in your account and submit your website for a site review. You website where you intend to sell must have some content such as terms or service. Just follow the procedures and you will be able to receive payment from credit cars in a few days.

Selling with Alertpay is really the way to go.

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