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Posted by
Felix Okoli on Friday May 17, 2013 at 16:26:27:
I frequently shop at Amazon ans I have noticed that my card account tends to deplete at a much faster rate than what I actually spend. I guess this would be attributed to the transaction fees associated with your Visa or Mastercard.
As I have already mentioned on shopping online with a Nigeria issued USD payment card, one of the fees shoppers have to face with when making payments is the issue of transaction fees. Some banks deduct a much as $3 from your card account per transaction. If you ask me, that's a high fee to be paying when making use of your Visa or Mastercard on the internet. In fact, I would propose that Nigerian customers ought not to pay any transaction fees since they are the ones spending.
Th truth is that there are some fees that are indicated in your Visa or Mastercard when making internet payments and one of them which is listed in the terms of agreement is the transaction fees.
If you would like to shop on Amazon from Nigerian without having to pay a transaction fee of about $3 each time you pay for a transaction, there is a way to avoid this or at least reduce it.
Simply make use of an
Amazon Gift card.
What are gift cards really? Gift cards are cards that carry a value and can be used to make payments when shopping on a website like that of Amazon. With Amazon's gift card, you could reduce the transaction costs on your card from 100 to just 1.
Imagine a scenario in which you want to buy a lot of things from Amazon, albeit, over a long period of time and these are items from different sellers. If you are going to make up to 100 payments within a year, that could be losing you up to $300 alone on just your card transaction costs. With an Amazon gift card, you can actually get to pay a flat fee of only $3 instead of $300 if the transaction fee is $3 and you are making 100 transactions on that card.
Anyone can buy an Amazon gift card and you can even send one to yourself and all it need is for you to have a free Amazon account, a Visa/mastercard and an email address.
Amazon has a large inventory of products that are directly useful to people like mobile phones, tablets, books, security gadgets and so on even though it is just an internet store.
That is one of the benefits of shopping at the Amazon website - You get to see a wide variety of products and at the same time reduce your shopping costs.
One of the problems which Amazon shoppers usually have is knowing how much worth of gift cards to buy since they don't know the extent to which they are going to shop. Gift cards are always a delight and a smart way to shop but how well to use it remains the issue.
Well, one of the ways through which you can estimate your future total shopping costs it to start adding items you'd like to buy sometime in the future in your
wish list. A wish list is simply like a notepad where can add items you would like to have but not yet. You can add then to your wish list, be able to track its price history and find it easy to buy later on.
Next time you want to buy a variety of stuff on Amazon, don't just pay for multiple items using your credit/debit card and rack up transaction fees, shop smarter with a gift card which never expires. You can buy a gift card for as ow as $25 to as high as $2000 and you can use it anytime without having to pay for any other fees on your card.
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