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Posted by
Felix Okoli on Thursday February 6, 2014 at 11:55:14:
If you are in Nigeria and hope to get a US bank account without having to travel to the USA, then its quite possible as there is a company that offers you the ability to do so even though it's a sort of Virtual Bank account.
There are a lot of reasons why people would want to have a US bank account even though they live in Nigeria. It could be in order to be able to receive payments for affiliate marketing programs, to withdraw from Paypal, get paid by US companies and so on. Whatever the case, having a US bank account does have some advantages.
Having an account with Payoneer international is a great way to operate a USA bank account even from Nigeria and it does come with a globally accepted Mastercard. If you ask me, I think for now, it is the easiest and cheapest way to have and operate US bank account from Nigeria which you'd also be able to have access to remotely, by making use of the internet.
A Payoneer account offers you a US issued Mastercard that works with your own local address in Nigeria and you'd be able to use it to receive payments.
All it takes to get a Payoneer account is to make an application and then tell your clients to start paying to your US bank account which Payoneer offers using their US payment service. They would also issue you with a Mastercard which will be sent by mail to your address in Nigeria and you can then activate and use this at local ATMs in Nigeria.
Before applying for a Payoneer Mastercard, I'd advise that you first of all ensure that you actually have payments that you are eligible to receive like Paypal funds or accumulated affiliate commissions so you would easily be able to receive them through your card.
Once you are given a Payoneer account, you can simply navigate to the US payment service and activate it. You will be given the US bank details which you'd be able to use to receive US payments in dollars.
Once payment has been made into your US bank account, you'd get a notification email from Payoneer and the money will be available for withdrawal using your Payoneer Mastercard.
For making withdrawals from accounts like Paypal, the US bank account also comes in handy and all you really need to to is link the US bank account which Payoneer gives to you to your Paypal account. You would just have to initiate a Paypal withdrawal and the money would be transferred to your Payoneer account in as little as 2 to 3 days.
To get a Payoneer account:
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- Just go to
Payoneer- Apply for a card using your original details
- Tell them where you are expecting the money from.
- Upload any necessary documents as proof e.g. id card, billing details etc.
- Wait for approval
- Payoneer will ship a Mastercard to you when you are approved
Get a US bank account today
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